MC Construction Unlicensed Contractor Warning in Frankfort, KY

If Something Goes Wrong in Your Frankfort Home, Who Pays for It?

Insurance is the first thing to ask about. Say a supply line lets go upstairs and runs for an hour before anyone hears it. A ceiling comes down. If the crew carries real liability coverage, the insurer pays for the damage. If it does not, you pay. Your own policy may fight the claim too, once it learns who was holding the wrench. That is the hole in MC Construction. Nobody has produced a license number for this outfit, in Frankfort or anywhere else in the state. A company with no license usually has no bond and no policy sitting behind it either. Most local calls here start with basic repair work, and repair work is what hides inside a wall the longest.

Frankfort is full of old houses. Behind the trim sits old wiring, old pipe, and framing that somebody cut into fifty years ago. Bad work in a house like that fails quietly. A loose splice in a wall, or a drain with no vent, can sit for years before anything shows. By the time it does, the crew is long gone. With no license and no coverage, there is nobody left to send the bill to.

Where these questions keep coming from:

the downtown historic districtSouth FrankfortBellepoint

Work Advertised Around Frankfort

Kitchen Remodeling

Cabinets and counters, sold as a quick job. Ask who covers the pipes behind them.

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Bathroom Remodeling

Studs out work on a second floor. One missed pan soaks the room below.

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Home Repairs and Maintenance

Small jobs, cash tickets, no paperwork. Most complaints start right here.

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Plumbing

Supply lines, drains, water heaters. Kentucky wants a licensed plumber on this.

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Concrete and Driveways

Slabs poured fast over a weak base. It cracks by the first hard winter.

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Before you sign

Questions Frankfort Readers Ask

How do I check that a contractor is really insured?

Ask for the certificate of insurance, then call the agent printed on it. A photo of a card proves nothing. A policy can be canceled the day after it is written, and only the agent can tell you it is still good today.

A worker gets hurt in my house. Who pays?

If the crew carries no workers compensation, the injured worker can come after the homeowner. Your policy might pick up part of it. It might also deny the whole claim because the crew was not licensed. Settle this before anyone gets on a ladder.

Does anyone track contractor licenses in Kentucky?

Yes. The state licenses trades such as plumbing and electrical, and local building offices pull permits under a named contractor. So there is a paper trail to look at. Ask for a license number and a recent permit. If neither one exists, you have your answer.

Same Check, Nearby Towns

Georgetown, KY Lexington, KY Louisville, KY All areas →

MC Construction in Frankfort, KY: No Contractor License on File

If Something Goes Wrong in Your Frankfort Home, Who Pays for It?

Work Advertised Around Frankfort

Kitchen Remodeling

Bathroom Remodeling

Home Repairs and Maintenance

Plumbing

Concrete and Driveways

Questions Frankfort Readers Ask

How do I check that a contractor is really insured?

A worker gets hurt in my house. Who pays?

Does anyone track contractor licenses in Kentucky?

Same Check, Nearby Towns

Before You Hand Over a Deposit in Frankfort